Fast Capital for
Growing Businesses
Stop waiting weeks for funding. RBF Capital delivers flexible business loans, MCA debt refinancing, and SBA 7(a) programs — with decisions in hours, not months.
Capital built for your business
MCA Debt Refinance
Trapped in high-cost merchant cash advances? We consolidate your MCA stack into a single, lower-rate term loan — freeing up cash flow immediately.
Business Term Loans
Straightforward capital from $50K to $5M with fixed monthly payments and transparent terms. No hidden fees, no surprises.
SBA 7(a) Loans
Access government-backed financing with longer repayment terms and lower rates. Ideal for acquisitions, real estate, and working capital.
We move at the speed
of your business
Traditional banks take weeks. We take hours. Our streamlined underwriting process means you get a decision fast — and funding even faster.
Start Your ApplicationSame-Day Decisions
Submit your application and receive a funding decision within hours, not weeks.
Flexible Terms
We structure loans around your cash flow — not the other way around.
Dedicated Advisor
Every borrower gets a dedicated loan advisor who guides you from application to funding.
Transparent Pricing
No origination surprises. We show you the full cost of capital upfront.
Businesses we've funded
"RBF Capital refinanced our MCA stack and cut our daily payments in half. We went from drowning to breathing in two weeks."
"The SBA 7(a) process felt impossible until RBF walked us through it. Closed in 45 days — faster than any bank we'd tried."
"We needed working capital fast for a contract. RBF had us funded in 36 hours. No other lender came close."
Ready to fund your
next move?
Apply in minutes. Get a decision in hours. No obligation, no hard credit pull to start.